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AI Agent4242 **** **** 1234
Exp.12/27

The Payment Infrastructure built for AI agents

Give any AI agent its own virtual card, spending policy, and autonomous payment capability. Powered by Visa Network Tokens. Fully controlled, fully compliant.

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Built for developers in

Ovra is built for developers at Generative AI Companies, Hosting Providers, Payments Providers, Streaming Providers

Agent Transaction Ledger

Full visibility into every agent transaction. Track spending, verify intents, and export GDPR-compliant reports.

Spending Controls

Real-time visibility into agent spending with per-card limits, merchant locks, and cooldown policies.

Instant Setup

Sub-second virtual card provisioning and instant agent onboarding.

Full API

MCP server with 10 tools, full REST API, and scoped agent tokens.

Zero Exposure

Zero-knowledge. Agents never see real card data. EU residency, GDPR-by-design. Visa Network Tokens replace raw PANs.

Policy Engine

Policy simulation, intent verification, and approval workflows.

One API. Every agent.

MCP server, REST API, or OpenAI Agents. Three lines of config, full payment capability.

{
  "mcpServers": {
    "ovra": {
      "type": "streamable-http",
      "url": "https://api.getovra.com/api/mcp",
      "headers": {
        "Authorization": "Bearer sk_live_..."
      }
    }
  }
}

See how agents pay
with Ovra

shop.example.com/checkout
Pro Plan
€29 / month
12 / 28
***
claude desktop
You
Subscribe to the Pro plan on example.com
Claude
I'll handle that payment now.
ovra_intent
action: "create" · amount: 29.00 · merchant: "example.com"
ovra_credential
action: "issue" · intentId: "in_k8x2m"
result
DPAN issued via Visa Network Token · ****4242
credentialId: cred_xxx · expires: 60s
Done. DPAN ready for payment. Agent never saw card data.

Stop fighting
fragile payment APIs

Other stacks need many round trips and hit cross-border limits. Ovra issues a Visa DPAN in one call — API-first, zero-knowledge.

0:others1:ovra
agent · other API · 6 calls
POST /v1/virtual-cards → 202 queued
GET /v1/virtual-cards/crd_xxx → provisioning
error: issuer region not supported (non-EU)
retry → alternate endpoint
error: 429 rate limited
POST /v1/pay → blocked (merchant MCC)
error: no Visa Network Token in response
Payment not ready. Escalate or enter card manually.
6 calls · failed · long latency, no DPAN
agent · ovra mcp · 2 calls
ovra_credential
action: "issue" · intentId: "in_k8x2m"
DPAN issued successfully
Card ****4242 · €29.00
credentialId: cred_xxx · network: visa
Done. DPAN ready for payment processor.
2 tool calls · done · Visa Network Token · agent never saw card data
How it Works

From Agent to Payment in Minutes

Set up any AI agent with virtual cards, spending policies, and API-first payments. EU-native, GDPR-compliant.

1

Create Agent

Spin up an AI agent with a virtual card and spending policy in one API call.

2

Define Intent

Your agent declares what it wants to buy. Policies auto-approve or escalate to a human.

3

Zero-knowledge payment

Ovra issues a credential backed by a Visa Network Token (DPAN). The agent never sees card credentials.

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How we compare

The only EU-native payment infrastructure built specifically for AI agents.

Featureuseproxy.aiSponge (Crypto)Ovra
Virtual Cards✓✗✓
Zero-knowledge (DPANs)✗✗✓
GDPR / DSGVO✗✗✓
EU Data Residency✗✗✓
Fiat-only✓✗✓
MCP Tools✓✓✓
Approval Workflow✓✗✓
Policy Simulation✓✗✓
Agent Tokens✓✓✓
Visa Network Tokens✗✗✓
Disputes API✓✗✓

Frequently Asked Questions

Everything you need to know about Ovra and agentic payments infrastructure.

General

Ovra is EU-native, API-first agentic payments infrastructure. We provide virtual cards (issued via our licensed EU card issuer), spending policies, and Visa Network Token (DPAN) credentials for AI agents. DSGVO-compliant with EU data residency.

Unlike US-based tools such as useproxy.ai, Ovra is built in the EU with GDPR/DSGVO by design. Unlike crypto solutions such as Sponge, we are fiat-only with real virtual cards and SEPA support. Agents never see real card data. Only DPANs for authorized intents.

You create an approved intent, then issue a credential backed by a Visa Network Token (DPAN). Card data is resolved through Visa's tokenization network. The agent never sees PAN or CVV, and Ovra does not store raw PANs.

Integration

The fastest way: run npx skills add AlecFritsch/ovra-skills to install our Agent Skill for Claude Code, Cursor, and 30+ other agents. Or connect directly to our MCP server (11 tools) or use our REST API. One API call creates an agent with a virtual card and spending policy. No npm packages needed — agents connect via MCP tools.

Your agent creates an intent, the policy engine approves it, then ovra_credential issues a DPAN backed by a Visa Network Token. The DPAN is returned over the API and can be used with any payment processor. Raw card data never enters your agent or your app.

Yes. The free plan includes 1 agent, €500/mo volume, and full API access including sandbox mode. Paid plans start at €49/mo for teams that need more agents and higher volume.

Compliance

No. Ovra is a technology company (SaaS). Card issuing, fund custody, and payment processing are handled by licensed EU partners. Using Ovra's API does not make you a payment institution. The same way using a payment provider's API doesn't make you a bank.

AI agents need to pay at real merchants, and 99% of online merchants accept Visa, not stablecoins. Fiat rails provide EU regulatory clarity (PSD2, GDPR), chargeback protection, and universal acceptance. With Visa Network Tokens, we get the same cryptographic security benefits on rails that actually work everywhere.

No. Our API-first, zero-knowledge flow means real card data never enters your system. PAN and CVV are handled by our licensed issuer and Visa tokenization. With Visa Network Tokens, even Ovra won't handle raw PANs.

All data is stored in the EU. Ovra is a German company operating under GDPR/DSGVO with EU data residency. Full GDPR export and deletion are available via API.

Can't find what you're looking for? Contact our support team

Ready to give your AI agents a wallet?

Join the waitlist for API-first, EU-native agentic payments. Virtual cards, SEPA, GDPR. No crypto. Built in Berlin.

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